18 February,2009 13:55

It's been such a long time

It's been such a long time since I posted anything, just thought that I will make a quick update - Life as an FSA is not that much different afterall, and I am still studying - for CFA level 2 this June at the moment. The main difference after getting my fellowship is that I am now a GRADER with the SOA! what a change! Very interesting to grade and I will also be attending my first grading training in a few weeks~ will post more later~
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17 July,2008 21:44

My actuarial student life is complete now...


My actuarial student life is complete now...



July 16, 2008, I logged on to the society website as usual. Instead of seeing the "paper uploaded successfully" screen, the screen gave me the option to upload my project. A sharp pain came accross my heart. Immediately, I knew that I have failed to pass the grading of the third and final grader. Since I used my work email with the society, I would need to wait until the next day to get the full confirmation of my failure.



Two days earlier, I have finally sent an email to the society to inquiry about the status of my paper. The response was that it's currently being graded by a third grader. This simply implies that I received a failure grade by the first grader and a pass by the second grader. The truth made me so worried all this week. I was barely able to sleep Monday and Tuesday night. Finally, when learning that I have likely failed my paper on Wednesday, I thought, "oh, it's gotta be another night without sleep!" Luckily though, I've had enough drinks that night already that I eventually went to sleep from my tireness.



Thursday morning at 8am, as soon as I walked into my office and turned on my computer, I knew it's the time for the truth to come out. I checked every single email I got before I finally clicked on the one sent from the Sociery of Actuaries. Of course, as I expected, it's a failure. I kind of figured it out the night before already anyways. It only bugs me that why couldn't the third grader give me a pass when I mean, my project can't be that bad if I've gotten at least one pass, right!?



All morning on Thursday, I did nothing but trying to revise my paper based on the minimal feedbacks I received. I understand what the grader was talking about, and yet at the same time, it's not all that easy to revise the paper so that it addresses all the missing points according to the grader's suggesstion. Then it came 10:40am when I had to leave for my German lesson and my lunch break. Now, it's Thursday afternoon, I feel fresher with the paper and have finally started to see what I could actually add to my paper so that it will, hopefully, adequently address the missing points.



In half an hour, I will have a phone conference with my manager and project supervisor in the states about my paper. I hope that I would be able to gain some more insights about my paper from our discussion. Then, I supposed, other than a 1.5 hours dinner break, I will be in the office all night tonight, working on every single detail of the paper. My goal is that I can submit the paper tomorrow night Swiss time which would be Friday afternoon Chicago time. If not, then for sure by Monday morning Chicago time. This way, I will at least have the slim possibility of making the professionalism course in September! Well, only if my paper is good enough to be approved by the first grader since I will not have more time for any further grading with the deadline being August 1.



I can't say how depressed I felt last night when knowing about the failure. I guess my actuarial student life is now complete since otherwise, I would've never known what failing an exam means. At least, I am still young and I think I've got a good idea about how to improve my paper now.



Praise the Lord! Please be with me as I go through some of the worst emotional moments in my life. I pray that my paper will be so good that I will receive a passing grade before the deadline and make it to the course in September. Afterall, I cannot express more about how important going back to the states in September means to me. There's got a lot more than just getting my fellowship with the society and my salary raise, but something else that I've never wanted so badly.



15:33pm in Zurich

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20 March,2008 9:31

投票囉~

will be back in Taiwan to vote! Leaving this afternoon~
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14 March,2008 9:40

Society of Actuaries / 精算問題 看這裡


中文網站,我是版主之一: http://www.mitbbs.com/bbsdoc/Actuary.html
any actuarial related question, feel free to post on the board or send a private message to "standardgirl" on the board and I will try to answer it.



英文網站,主要內容關於北美精算,亦有亞洲版: http://www.actuarialoutpost.com/actuarial_discussion_forum/



Good Luck everyone!

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13 March,2008 21:29

~好久不見~





just reaslized that I haven't been here for 3 months...so what happened?



first of all, here are a couple of photos from my vacation at Key West, Florida during Christmas of 2007!






on the Yacht in Key West, FL. We snorkled, jet skiied, swimmed, and sun bathed!







Sunset on the Yacht in Key West, FL









That was December, and then come January and the new year - I passed my last actuarial exam, passed CFA level 1 and got my US citizenship! Yep, all happened this Jan. It was such an amazing month, I guess. =)



So...I will actually be back in Taiwan for the presidential election next week! Unbelievable! I haven't been back in soooo long. And guess what? Mom and I are going to Cambodia from TW for vacation as well! Nice to take a break from work, I guess~



I went to 104.com.tw today just for fun, like I always do anyways...and there was this one position from Aegon on ALM/Risk Management which I fit the description perfectly (except the Prophet skills, which I don't think it's going to be a problem, anyways as these things are easy enough to learn)...so....I am starting to debate if I shuold apply for the position and try to get an interview while in Taiwan...but the thing is that I am really only in TW for one business day since my trip to Cambodio runs Sunday to Thursday, and then I leave the Sunday after...so only that Friday....nah....don't see how it could work. Oh well...but that's like my dream position! >_< Whatever......I will wait I guess...so, here in the states, I am waiting to see if I will be going to Zurich for work! Yep, you got it right, ZURICH as in Switzerland. =) If I do go, it will be from June to December this year for 6 month, and then hopefully, I can rotate to an ALM or Securitization position next year. Then I will be golden and on track for my bright future.



Still got 7 more pages to write for my FSA paper. Got a project setup already for my FSA, but haven't started working on it yet. Then plan is to go to FAC in September and get my FSA at age 23 and 11 months~ Not exactly the youngest, but definitely on of the young ones, I guess.



Oh, and did I tell you that we had a ballroom dance competition this February and I did well! and yeah, I also got accepted to the Leadership Institute program here and have attended the first session already. What a colorful life going on right now~ Hopefully, I get to go to Zurich~ that would just be great~



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15 December,2007 14:15

神奇ㄚ!


突然在facebook上看到一個久未聯絡的國中同學,然後居然在無名上又看到兩個
更神奇的是,大家的照片竟然都還可以認得出來...oh my God, it's just unbelievable!



嗯~ 有點懷念從前.....我一定老了....



不說啦~要出門去看Riccardo & Yulia 的 professional國標拉丁show啦!


我也要趕快為明年2月的比賽加油囉~



對了...我那個Italy Trip的blog還有7天沒寫....=( 實在是太懶了...有空再補吧!
Italy的照片在facebook上,可以去看喔!




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18 November,2007 23:56

意大利第2天:威尼斯-Verona-米兰


今天早上重返san mark square和water front,享受了和昨晚不一样的风光。商店于10
点左右陆续开门,我们便用仅剩的时间shopping了一番,买了一件毛衣、一个皮包,大
约11点回到旅馆,事先约好了private water taxi绕远路,经grand canal到pizzale
roma(原本可以走一条小路,但是因为我们想要顺道欣赏grand canal风光,所以便要求
司机走grand canal)。沿途欣赏威尼斯河岸,看到了白天的rialto bridge,我们来到
了pizzale roma。



private transfer的车已经到了,花了好一阵子,才好不容易把我们的3个皮箱塞进
trunk里,上了车,我们朝Verona而去。路上经过了几个小城,司机也一一介绍,
Padova, Vicenza,什么的。说Vicenza是以珠宝设计文明,每年有设计展览,能吸引世
界各地的珠宝商前来。这次我们没有机会在此停流,不过下次希望能够来参观。后来还
看到了一个专门作Christmas Cake的factory(忘了城市名称),然后到了Verona。




Verona很漂亮,是我最喜欢的城市之一。我们看了colliseum, Juliet's Home,还有一
些当时的建筑;另外,也看了Scala家的palace,这和米兰的la scala theater是同一
个家族。Verona还有一个地底下的museum,透过玻璃,可以看到当时房子的地砖,和地
砖下的暖气系统。Verona还产一种Christmas Cake,很高的那种,这个factory的老板
家的屋子上,有Christmas Cake造型的柱子,挺可爱的。在Verona的main square找了
家cafe,喝到最好喝的strawberry frappe,今天main square正好有活动,升其了热气球
,还有flag show,看了show,我们来到了事先和司机约好的地点,上了车,直奔米兰。



到了米兰旅馆,大约晚上6点多,住的是Hilton,在此打个广告表扬一下!去过欧洲的人
都知道,欧洲大部分的旅馆是按人头收钱的,小孩也要,不过Hilton继承了美国作风,
小孩免费;不但如此,还免费给加一张床给小孩睡。因为是HHonors Gold,柜台给免费
升级到了executive floor,给了lounge access,早餐也包了。



放好行李,我们顺着路走到了俗称的main street shoping area。这是米兰当地人买东
西的地方,价格合理,样子也好看,不过绝大部分的店员不会说英文,逛了一会,商店
陆续打烊。正好在公车站牌上看到一个“北京涮涮锅”的广告,找到了该餐厅,吃了今
年冬天的第一顿火锅,真是过颖!9点多回到旅馆。



《待续》

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17 November,2007 23:54

意大利第一天:威尼斯


11/17下午4:20经阿姆斯特丹抵达威尼斯,之前在美国就已经先安排好了接机,提了行
李之后,出了海关,便看到举着我们名字的牌子,跟拿着牌子的女导游打了招呼便往来
接我们的汽车走去(Mercedes一部,感觉真好^^)。 车子开到了Pizzale Roma,这应该
是威尼斯车子所能开到地极限,也是当地的巴士站,在这了,导游带着我们换乘事先安
排好的private water taxi,直奔我们的hotel - La Fenice (3 star)。



hotel很漂亮,是victorian style的装潢,我们的房间在2楼,虽然有lift,但还是有一
小段楼梯要走,大厅主动安排了bell service,把我们的三个大皮箱搬到房里。大约6点
钟,我们梳洗了一下,便开始了venice之旅。



6pm-7pm我们经La Fenice Opera House, 沿着san marco square旁的shops,绕了远路(
为了要顺便逛街)来到了rialto bridge,四处转了转,乔上的商店开始陆续收摊,随后
到了san mark square,然后到了waterfront看看,挺当地人说今年venice特别冷,7C
,但是我们家是0C,所以并不觉得有什么不习惯的。



晚饭是在Spizzico吃的,Spizzico是一个当地的fast food restaruant,大部分卖的都
是pizza. 味道和美国的pizza差不多,因为怕点错,便叫了个套餐(可以用数字点,
number 4 什么的,比较容易沟通)。附的dessert很好吃!今天发现原来意大利没有
diet coke,只有coca cola light,这个light是有一点calories的。



9点多回到房间便休息了,明天早上我们还有在威尼斯待半天,中午坐车去Verona,然
后前往Milan。



**ps,我走之前,一些人说只在威尼斯戴不到一整天太短,但我的经验,我们在威尼斯
戴的时间正好,当然,我们没有去离岛,旅馆位置就在La Fenice Opera House 旁边...



《待续》


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12 October,2007 13:55

平凡的日子


昨天是我的生日,好快哦!一轉眼,我就23歲了。。。



昨天過得很平常,早上到公司看了一小會兒的書、上班、忙著弄客戶的東西,下午又看了一下書,沒有看很久,畢竟是我的生日,怎麼說也應該放自己一假嘛~回到家,收到漂漂的花,還有make a wish的蛋糕,拍了照留念,晚上我再把片片貼上來!小睡片刻,6點多,去上跳舞課,因著我心愛小貓咪的死,我已經3個星期沒跳舞了,昨天晚上上課,感覺挺好的~8點回到家,看看電視後,就睡了。。。很平常的一個生日~



今天,收到了奇奇Chip(我死掉的小貓咪的名字)的像冊,是我之前訂的,裏面有奇奇生前選出來的25張照片,另外買的有奇奇照片的鑰匙圈也收到了,我已經把它栓到我的車鑰匙上了;葬儀社和醫院幫奇奇打的腳印和鼻印也在幾天前寄來了,還有一些從奇奇寶貝身上剪下來的毛,裝在一個ziplock bag裡。這一且,成了以後我對奇奇思念時的唯一寄託。奇奇的brother,Dale,這些天也沒好過,整天都黏著人,似乎很害怕失去我們。生命,竟是如此的脆弱。。。



好多好多事情,好多好多照片,等我有空再貼上來吧~



11月1日的精算考試,倒數19天。。。

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19 September,2007 8:58

北美精算師資格考試介紹


由於精算師是一項非常專門的職業,一般需要經過資格考試來認定從業資格。 國際上著名的精算學會有:北美精算學會、英國精算學會、日本精算學會和澳大利亞精算學會,不同的精算師學會具有不同的資格認證和考試課程和製度。 其中在國際上最具代表性和權威性,規模最大、擁有最多會員精算師的組織是美國的北美精算師協會(Society of Actuaries,簡稱SOA),享有極高的聲譽。 目前擁有正式會員和準會員約16,500名。 作為一個國際性的精算教育和研究機構,SOA的主要任務是提供人壽保險、健康保險、員工福利和養老金領域的精算教育計劃,以後續教育的方式提高精算師的諮詢和解決涉及不確定事件的金融、保險、財務及社會問題的能力。



北美精算師協會(SOA)簡介

北美精算師協會是一個以服務於公眾和學會會員為目標建立的教育、研究和專業性組織。 其任務是為了發展精算知識,加強精算師向金融和社會涉及的未來不確定問題提供專業建議以及解決方法的能力。

北美精算師協會創立於1949年,今年恰逢其建立50週年. 但它的歷史實際上可以追溯到上個世紀。 認真考慮在北美建立一個精算組織始於1867年,北美精算師協會的前身(Actuarial Society America)於1889年4月25日和26日在紐約建立。 教育制度的採用源於1896年,1900年產生了第一個由考試產生的精算師。 1909年,在美國中西部和南部的壽險公司的精算師們建立了美國精算學會(American Institute of Actuaries),總部位於芝加哥。 1914年,美國財險和責任有限公司的精算師和統計師建立了非壽險精算學會(Casualty Actuarial Society)以滿足他們自己的需要,1949年建立了北美精算師協會,北美精算師協會的總部設在芝加哥。 1965年北美精算師協會在美國建立了美國精算學會(American Academy of Actuaries),在加拿大建立了加拿大精算學會(Canadian Institute of Actuarial) ,以協調整個北美精算組織的工作。

自成立之日起,北美精算師協會就致力於處理保險業出現的新問題,改進精算技術,同時通過年會制度將精算的新成果加以迅速的介紹,並將新技術與經濟發展緊密的結合起來。

SOA自1987年起與我國南開大學合作設立了精算教育培訓項目,並於1992年在南開設立考試中心。


北美精算師協會精算師資格的認定及其考試體系



考試時間


北美精算師協會精算師(含準精算師)的資格考試每年春季和秋季各進行一次. 春季的考試一般安排在5月份的上旬和中旬,秋季的考試一般安排在11月份的上旬和中旬。


考試科目


北美精算師協會的精算師資格分為兩個層次,正式精算師(FSA)資格和準精算師(ASA)資格。


ASA須通過前5門考試和FAP Modules並參加APC Course:

P - Probabiliy 機率
FM - Financial Math 金融數學
MLC - Life Contingency 壽險數學
MFE - Financial Economics 金融
C - Actuarial Modeling 建模
FAP Modules 1~8 - Fundementals of Actuarial Practices 8個線上教學單元
FAP Exam 1 - 2小時考試,包括FAP Module 1~5內容
FAP Final Assessment - 4天的project,在完成所有modules後可報名


FSA除須完成上述課程,還須通過2個六小時的申論考試(CSP和DP),並完成FSA Modules及DMAC:


可任選一個領域的DP考試:

Financial Economic Theory Exam - 金融/投資
Group and Health Design and Pricing 健康保險
Individual Life and Annuities Design and Pricing 個人壽險
Retirement Design and Pricing 退休年金


可任選一個與的DP相對應的CSP考試:

Advanced Finance & Enterprise Risk Management 金融/風險管理
Advanced Portfolio Management 投資
Group and Health Design and Pricing 健康保險
Individual Life and Annuities Design and Pricing 個人壽險
Retirement Design and Pricing 退休年金


FSA Modules - 2個線上教學單元

Financial Economics (Finance/ERM, Investment, Individual Life & Annuities, Retirement Benefits Tracks)
Financial Reporting/Operational Risk (Finance/ERM Track)
Advanced Investment Topics (Investment Track)
Regulation & Taxation (Individual Life & Annuities Track)
Social Insurance (Retirement Benefits Track)
Health Systems Overview (Group & Health Track)
Pricing, Reserving & Forecasting (Group & Health Track)


DMAC - Decision Making and Communications 尚未開始


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